At Cunningham Edwards we understand that you cannot feasibly give money to creditors that you simply do not have.

We understand that due to unforeseen circumstances such as being made redundant, bereavement, illness, separation, etc. you may now find yourself in a situation where you can no longer afford the repayments to your creditors.

With creditors turning your debts over to debt collectors and the ceaseless downpour of threatening letters and incessant calls from your debtors, your situation becomes unbearable and the pressure you face to repay your debts becomes too great.

With banks unwilling to lend and debt collectors at your door it may seem you have nowhere to turn, but you must consider that there is always a choice, there is always assistance support and advice.

Crucially, you must remember that although you are in financial difficulty you still have options and you still have rights.